Recently, the US magazine International Living released the 2025 Global Retirement Index.
In this ranking, Malaysia ranks seventh in the world and first in Asia, becoming one of the ideal retirement destinations for retirees. Why did Malaysia win this honor?
01
Low cost, high quality life
Compared with other countries and regions, Malaysia's cost of living is relatively low, and prices are more affordable. For example, you only need to spend the same amount of living costs as China's second- and third-tier cities to enjoy a high quality of life in Malaysia's first-tier cities.
Take a few specific aspects as examples:
★ House prices: Kuala Lumpur city center is about 25,000-30,000 Malaysian ringgit/㎡, Penang is about 20,000 Malaysian ringgit/㎡, which is relatively affordable.
★ Prices: Malaysia has sufficient supplies and moderate prices. Hotel, catering, and transportation costs are lower than those in China's first- and second-tier cities, and luxury goods are more cost-effective because of tax exemption.
★ Medical care: Semi-public medical care is implemented, and the out-of-pocket expenses for cardholders are only 10-30%, which is lower than that in Singapore and the United States. In addition, 60% of doctors are Chinese, and communication is barrier-free.
02
World-class medical care services
There are public central hospitals in each state of Malaysia, and private hospitals and clinics are also relatively common. In addition, Malaysia's medical personnel are of high quality and medical equipment is advanced, which can basically meet the medical needs of patients.
At the same time, Malaysia implements a semi-public medical system. When citizens of the country visit government hospitals or clinics for minor illnesses, they usually only need to pay the basic registration fee; if they are seriously ill or need hospitalization, they need to pay a certain fee.
In addition to public medical care, Malaysia also has private medical insurance plans. Citizens usually purchase various types of medical insurance to prevent heavy financial burdens due to illness. In addition, foreigners living in Malaysia can also participate in local medical insurance.
03
Rich culture and friendly community
Malaysia is a multi-ethnic country, with Malays accounting for 70.1% of the total population, Chinese accounting for 22.6%, Indians accounting for 6.6%, and other ethnic groups accounting for 0.7%.
This multicultural background has nurtured rich customs, food, language culture and festivals.
Although Malay is the official language, most Malaysian Chinese can communicate in Mandarin or various dialects, including Cantonese, Minnan, Hakka, Teochew, Hainanese and Fuzhou.
In addition, the expatriate community in Malaysia regularly organizes various activities, such as visiting markets, exploring historical sites, rainforest hiking, diving or golf.
04
Suitable climate
Located near the equator, Malaysia has a tropical rainforest climate with an average annual temperature between 26℃ and 32℃. The change of seasons is not obvious. It is a place with "eternal summer" and "endless sunshine".
In addition, Malaysia has many rivers, tea plantations all over the highlands, a cool climate and picturesque scenery.
05
Diverse ways to migrate
In order to attract more retirees, Malaysia has launched a variety of visa programs. The most representative program is "Malaysia My Second Home" (MM2H).
Under this visa, applicants only need to deposit a specified amount in a Malaysian bank and purchase local real estate to apply for a visa with a validity period of 5 to 20 years, and this visa can be renewed after expiration.
In summary, Malaysia is actually an Asian retirement paradise. If you are also interested in migrating here, please contact Xingyunhai International, we will provide you with tailor-made exclusive services.
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